Wealth Management and Investing Solutions

At NORTH, we offer a range of wealth management and investing solutions designed to help you achieve your financial goals. Our personalized approach ensures that your investment strategy aligns with your values and aspirations.

1

Comprehensive Wealth Management

Our wealth management services provide a holistic approach to managing your finances. From investment planning to retirement strategies, we work with you to create a tailored plan that maximizes your wealth and secures your financial future.

2

Personalized Investment Strategies

Every investor is unique, and so are our investment strategies. We take the time to understand your financial goals, risk tolerance, and time horizon to develop a personalized investment plan that aligns with your needs.

We offer a variety of investment vehicles including:

Tax-Free Savings
Retirement Annuities
Preservation Funds
Fixed Income Annuities
Guaranteed Investments
Living Annuities
Traditional Life Annuities
Endowments
Unit Trust Investments
Saving For Child's Education

3

Active and Tax-Efficient Investment Management

We review client portfolios with an active investment management approach through our strategic discretionary fund manager partners. Asset allocation is strategically done to avoid overlapping within the portfolio. Investment funds are carefully selected to ensure the right manager is chosen based on their strength and expertise.

We also consider each client's situation to determine the best investment vehicle for maximizing their tax planning strategy and minimizing tax liability. Our tools provide insights into cash flow, tax implications, and investment values, essential for clients requiring income from their investments.

4

Sharia-Compliant and ESG Investing

Align your investments with your values through our Sharia-compliant and ESG investing solutions. We offer ethical investment opportunities that comply with Islamic principles and focus on sustainable, ethical investment opportunities. Learn more about our Sharia-compliant services.

5

Comprehensive Client Analysis

When conducting an analysis of a client, we carefully consider the following to select the correct investment:

Tolerance to risk compared to growth expectations
Tax status
Liquidity needs
Investment goals
Investment time horizon
Holistic investment portfolio and risk exposure to certain asset classes, geographical locations, currency, and investment values

6

Direct Offshore Investing

Our unique direct offshore investing solutions do not require an offshore last will and avoid certain offshore taxes such as probate and SITUS tax. These investments are taxed in the base currency, making them very tax-efficient, especially if the investment grows due to currency fluctuations. Offshore investments are taxed at a fixed rate of 30% on income and 12% CGT.

These investments are structured with liquidity in mind, allowing for payouts into your offshore account. Many clients utilize these investments to ensure their children can study abroad, to facilitate travel, and to protect against currency devaluation over time.